GOOD STUFF (OUR BLOG)
Breaking Down Jumbo Mortgage Loans: What You Need to Know for Luxury Home Financing
Welcome to River Capital PDX, your trusted source for mortgage lending in the Portland area. We will delve into the world of jumbo mortgage loans, an option tailored to those seeking to finance their dream luxury homes. If you've set your sights on a high-end...
Are You Eligible for an Investor Cash Flow Real Estate Loan?
In the dynamic world of real estate financing, investor cash flow loans have become an attractive option for many property buyers. But what exactly are these loans, and how do they fit into the broader lending landscape? Defining Investor Cash Flow Real Estate Loans...
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The Pros and Cons of Investor Cash Flow Financing
Investor cash flow financing has revolutionized the landscape of real estate investment. With the ability to access capital based on projected cash flows, investors are finding more opportunities to expand their portfolios and generate passive income. However, like...
Understanding the Costs of Refinancing
When considering refinancing your mortgage, focusing solely on lower interest rates or reduced monthly payments might seem appealing. However, understanding the costs associated with refinancing is crucial for making an informed decision. The Importance of...

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Adjustable vs Fixed-Rate: Which Refinancing Option Is Best?
When it comes to refinancing your mortgage, one of the most crucial decisions you'll make is choosing between a fixed-rate and an adjustable-rate mortgage. Your choice will impact your financial stability, monthly payments, and overall peace of mind for years to...
Is a Jumbo Loan the Right Choice for You?
Jumbo loans are a type of mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Understanding Jumbo Loans Unlike conventional mortgages, which adhere to guidelines and limits established by government-sponsored...
When Should You Consider a Jumbo Loan?
Navigating the mortgage landscape can be a complex task, especially when it comes to identifying the right type of loan for your needs. For many homebuyers, a jumbo loan might be the ideal solution to purchase the home of their dreams. In some areas, it might even be...
What is Private Mortgage Insurance?
Homeownership is a dream for many, but the financial requirements and considerations can be overwhelming. One important aspect that prospective homeowners need to understand is private mortgage insurance or PMI. This essential part of the home-buying process affects...
What Are the Requirements for a Conventional Home Loan?
Conventional home loans are mortgages not insured by a government agency, such as the Federal Housing Administration or the Department of Veterans Affairs. These loans are offered by private lenders like banks and credit unions and typically conform to standards set...
Taking Ownership: A Fresh Perspective on Personal Growth and Performance
At River Capital, we believe in empowering individuals to achieve their personal and real estate dreams. Part of this path often includes garnering inspiration from others who have been there, done that. We recently caught up with our friend Becca Meierbachtol. You’ll...