JUMBO LOANS

Jumbo loans offer a valuable financing option for high-income individuals. Jumbo loans are a lending option that exceeds the standard limits set by Fannie Mae and Freddie Mac, starting at $726,200. Typical jumbo loans come with a higher down payment and credit score requirements, but with larger funding options, and provide access to homes that may be out of reach with traditional mortgages. These loans can also offer flexibility in terms of payment options. At River Capital, we are thrilled to be able to customize jumbo loans in order to meet the unique financial needs of our clients.

JUMBO LOANS

Jumbo loans are a valuable option for high-income individuals looking to purchase a high-priced home. These loans exceed the standard limits set by the government-sponsored enterprises, Fannie Mae and Freddie Mac, i.e. any loan that surpasses $726,200.  While Jumbo Loans typically come with higher down payment and credit score requirements, they provide access to larger amounts of funding, allowing you to purchase homes that may be out of reach with traditional mortgage options. These loans can also offer flexibility in terms of payment options and can be customized to meet the unique financial needs of high-income borrowers.