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RIVER CAPITAL

“OUR PURPOSE IS TO PROVIDE STRAIGHT TALK IN THE WORLD OF REAL ESTATE FINANCE, STARTING WITH AN EYEBALL-TO-EYEBALL CONVERSATION, RESULTING IN A SAFE ENVIRONMENT FOR GOOD, HONEST, PEOPLE TO OWN PROPERTY”

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CUSTOMER-FIRST LOANS

We apply our twenty plus years of industry knowledge and experience to help get good, honest people into the homes they love.

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contact us now

CUSTOMER-FIRST LOANS

We apply our twenty plus years of industry knowledge and experience to help get good, honest people into the homes they love.

“Huge thanks for problem-solving Frank’s loan scenario in Eugene. Anything that eases Frank’s anxiety is a major relief to me. I look forward to many loans w/you in the near & far term. It’s a gift to be working with you.”

- Sharon

As a Realtor I’d only heard great things about River Capital, but having just closed with them as a client, I have to say that it’s all true!

- Sandi

“…we are so loving this house.”

- Kelly & John

What We offer

CONVENTIONAL FINANCING

Anything but average, our expert team is here to guide you through conventional loan and service options for your new home. Count on River Capital to will guide you through the entire process, providing competitive interest rates, flexible terms, and personalized solutions tailored to make your homeownership dreams a reality.

JUMBO LOANS

If buying your dream home requires a loan over $726,200, a jumbo loan could be the ideal choice. Designed for qualified homebuyers, jumbo mortgages offer an opportunity to purchase primary residences, second homes, vacation getaways, or investment properties.

INVESTOR CASH FLOW PROGRAMS

River Capital offers investor cash flow programs to help you capitalize on new revenue opportunities. With our no-income/job verification qualification method, you can leverage the cash flow from your existing properties to qualify for an investment property loan – no tax returns required.

BANK STATEMENT QUALIFY

We specialize in assessing the complexities of self-employment income, allowing us to determine eligibility and increase your chances of obtaining a home loan or mortgage approval.  River Capital can help you get the financing you need by considering your approved bank statements as evidence of your financial health.

REFINANCE

Whether you want to lock in a better mortgage rate or obtain better terms, our experienced team is here to guide you through the process.  We’ll provide personalized assistance and answer all your questions to leverage your refinancing to its fullest potential.