GOOD STUFF (OUR BLOG)
The Pros and Cons of Bi-Weekly Mortgage Payments
Embarking on the journey of homeownership comes with an array of financial decisions, each with its impact on your financial health and future. One such decision revolves around the payment schedule of your mortgage. Usually, homeowners opt for monthly mortgage...
Self-Employed? Ease Your Way to Homeownership with Bank Statement Loans
Bank Statement Loans emerge as a beacon of hope for self-employed individuals, offering a pathway to home ownership based on overall financial stability and health rather than traditional proof of income. Unlike conventional loans, these special loans use bank...
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How to Improve Your Chances of Securing a Bank Statement Loan
In today's diverse financial landscape, bank statement loans have emerged as a beacon of hope for many potential homeowners, especially those with non-traditional income sources. The Appeal of Bank Statement Loans As the name suggests, these loans rely on bank...
Breaking Down Jumbo Mortgage Loans: What You Need to Know for Luxury Home Financing
Welcome to River Capital PDX, your trusted source for mortgage lending in the Portland area. We will delve into the world of jumbo mortgage loans, an option tailored to those seeking to finance their dream luxury homes. If you've set your sights on a high-end...
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Is a Jumbo Loan the Right Choice for You?
Jumbo loans are a type of mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Understanding Jumbo Loans Unlike conventional mortgages, which adhere to guidelines and limits established by government-sponsored...
When Should You Consider a Jumbo Loan?
Navigating the mortgage landscape can be a complex task, especially when it comes to identifying the right type of loan for your needs. For many homebuyers, a jumbo loan might be the ideal solution to purchase the home of their dreams. In some areas, it might even be...
What is Private Mortgage Insurance?
Homeownership is a dream for many, but the financial requirements and considerations can be overwhelming. One important aspect that prospective homeowners need to understand is private mortgage insurance or PMI. This essential part of the home-buying process affects...
What Are the Requirements for a Conventional Home Loan?
Conventional home loans are mortgages not insured by a government agency, such as the Federal Housing Administration or the Department of Veterans Affairs. These loans are offered by private lenders like banks and credit unions and typically conform to standards set...
Taking Ownership: A Fresh Perspective on Personal Growth and Performance
At River Capital, we believe in empowering individuals to achieve their personal and real estate dreams. Part of this path often includes garnering inspiration from others who have been there, done that. We recently caught up with our friend Becca Meierbachtol. You’ll...
Taking Ownership
Becca's lovely combination of human ingredients featuring kindness, warmth, and positivity, in conjunction with her incredible entrepreneurial lens, is one of marvel to witness. Portland is better because of this incredible human! -Michael Knapp Becca Meierbachtol is...