BANK STATEMENT QUALIFY

Self-employed individuals and entrepreneurs without traditional income sources can face obstacles when applying for loans. To better serve the owners of businesses, we offer bank statement qualification. Our experts specialize in assessing the complexities of self-employment income, allowing us to use your approved bank statements to determine eligibility and to increase your chances of obtaining a home loan or mortgage approval. Leverage your financial health to secure the financing you need, and we can help you achieve your homeownership goals.

Family in new PDX home
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CONTACT US TO QUALIFY FOR A MORTGAGE ON YOUR OWN TERMS 

BANK STATEMENT QUALIFY

For those that may not have a traditional source of income, approved bank statements can serve as evidence of your ability to manage your finances and meet financial obligations. This is particularly valuable for self-employed individuals and entrepreneurs. The Bank Statement qualification method can help us assess your financial health, determine eligibility, and even improve your chance of success in obtaining a home loan or mortgage approval.

5

Contact Us now

QUALIFY FOR A MORTGAGE ON YOUR OWN TERMS WITH RIVER CAPITAL

BANK STATEMENT QUALIFY

For those that may not have a traditional source of income, approved bank statements can serve as evidence of your ability to manage your finances and meet financial obligations. This is particularly valuable for self-employed individuals and entrepreneurs. The Bank Statement qualification method can help us assess your financial health, determine eligibility, and even improve your chance of success in obtaining a home loan or mortgage approval.

5

Contact Us now

QUALIFY FOR A MORTGAGE ON YOUR OWN TERMS WITH RIVER CAPITAL

5

contact us now

12-month bank statement QUALIFICATION

Qualify with 100% on Personal Account Deposits and 50% on Business Account Deposits (12 consecutive months)

Max 90% LTV Purchase

Self-Employed and 1099 Borrowers

Up to $4M Loan Amounts

No 4506T / No K1's / No P&L's

Max 80% LTV Refinance

Minimum 600 FICO Score

No reserves required ≥ 75% LTV

No MI