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As Michael Knapp’s sister, we were both raised with a desire and a drive to take care of those in need. Sometimes we could help by sharing our peanut butter and jelly sandwich at school with a friend who forgot their lunch, sometimes it was helping out a stray animal,...
Whether refinancing or purchasing a new home, with rates at historical lows it’s worth running the numbers on the 15-year fixed mortgage. The 15-year fixed mortgage, offers a lower rate than the 30-year fixed mortgage with 15 fewer years to pay it off. Payments...
Think you always need to have 20% down? There’s a lot of misinformation floating around about mortgages. I created six simple points to help dispel some of the myths I hear all the time. 1. Pre-Qualified vs Pre-Approval In short, Pre-Qualified is the first step...
As 2014 comes to a close, the River Capital Team would like to take this opportunity to thank you for your loyalty, friendship and trust. Your unwavering support and patronage helped us shape our company in 2014. Our successes are built on creating relationships and...
ge·stalt noun gə-ˈstält, -ˈshtält, -ˈstȯlt, -ˈshtȯlt psychology: Something that is made of many parts and yet is somehow more than or different from the combination of its parts; broadly: the general quality or character of something I said yes to an invitation in...
If you enjoy what you are doing while having a good time, you are more likely to sustain the activity on a daily basis. The “fun” concept is when we do something that makes us happy; our brain releases our “happy chemicals”, dopamine,...
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